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If you’ve been injured in an accident, you deserve compensation. It can be difficult to predict how much your case is worth, as there is no hard-fast rule that dictates that a certain type of accident or injury receives a certain amount of money. However, there are a few factors that will help determine how much your case is worth.
1. Comparative Negligence
If you are partly to blame for the accident in which you are injured, you will receive less compensation. Typically your claim will be reduced by the percentage of the blame that falls to you, and if you were 51% or more to blame, you will probably receive no compensation.
2. Medical Compensation
You probably have medical bills piling up as a result of your accident. You should be compensated for the cost of doctor visits, transportation to and from the medical center, physical therapy, any necessary surgeries, and any medications you are required to take as a result of your injury.
3. Physical Suffering
Many insurance companies have a pain and suffering multiplier, which is an equation used to determine your physical damages. The damages are added up and multiplied by a certain number, and you are entitled to that amount in compensation.
4. Emotional Damages
If you suffer from emotional trauma or unrest as a result of the accident, you can be compensated for it. Emotional damages can include post-traumatic stress disorder, anxiety, panic attacks, insomnia, and other mental illnesses. Don’t dismiss this as a weakness or something that you can overcome on your own. Emotional illnesses are as serious as physical ones, and they can often result in other physical problems, such as headaches, nausea, malnutrition, and more.
5. Loss of Income
You must be compensated the difference in your salary in the event that your injury prevents you from working full hours. If you have a permanent injury that prevents you from ever returning to work, you must be compensated for your entire salary.
6. Insurance Policy Limitation
Insurance companies have policy limits. No matter how much the court rewards you in damages, if it exceeds the company’s limit, the defendant’s insurance company will only compensate you up to that amount.
Many factors go into determining how much compensation you deserve, and it can be difficult to calculate on your own. Your best bet is to contact a personal injury lawyer who can work with you to find out just how much your case is worth.